Molly's Words of Wisdom

When it comes to budgeting your money, here is a tip.
If you make a budget for towels for example, after you have looked over the scheme of your entire monthly food, clothing and shelter spending plan, and you put aside 25 dollars for a couple of plush towels...then go shop for them and do not worry about the price...you have set a sufficient budget...to your delight you will find yourself with a pair of beautiful towels that exceed your imagination..a spending plan works..you've made up your mind what it is you want, you've allocated funds for it..now go get 'em...and enjoy the finer things in life without deprivation!